The Divorce Folder: Every Document You Need Before You Leave

If you only do one thing before divorce, make it this:

Build your Divorce Folder. Because when emotions spike, memory drops. And when tension rises, access disappears. This folder is your foundation.

What Is the Divorce Folder?

It’s a secure collection of every document that touches:

  • Money

  • Assets

  • Debt

  • Identity

  • Children

Not because you’re planning a war. Because you’re protecting your future.

Financial Documents

Collect:

  • Bank statements (all accounts)

  • Credit card statements

  • Investment accounts

  • Retirement accounts

  • Pay stubs (both spouses)

  • Tax returns (last 3 years)

  • Loan documents

  • Business financials (if applicable)

These determine:

  • Support

  • Asset division

  • Leverage

Property & Assets

  • Mortgage statements

  • Deeds

  • Car titles

  • Appraisals

  • Insurance policies

  • Safe deposit box info

If it has value, document it.

Debts

  • Credit cards

  • Personal loans

  • Student loans

  • Medical debt

  • Lines of credit

You are entitled to know what you may be responsible for.

Legal & Identity Documents

  • Marriage certificate

  • Prenup/postnup

  • Birth certificates

  • Social Security cards

  • Passports

These are often needed quickly. Don’t scramble.

Children

  • School records

  • Medical records

  • IEPs

  • Activity schedules

  • Childcare costs

Custody decisions rely on patterns. Document yours.

Where to Store It

  • Cloud (private, secure)

  • External hard drive

  • Physical copies outside the home

Not in the family filing cabinet.

Why This Matters

Women are often:

  • Locked out of accounts

  • Cut off financially

  • Blindsided by hidden debts

  • Shocked by missing assets

Not because they were foolish.
Because they trusted.

Trust is beautiful.
But preparation is power.

Want the Done-For-You Version?

Breaking Upward’s transition coaching service gives you:

  • Exact checklist

  • Organization templates

  • Step-by-step guidance

So you’re not guessing.

Get Clear About Your Next Step
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Why Women Are Financially Blindsided in Divorce (And How to Protect Yourself)

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What to Do Before You Tell Your Spouse You Want a Divorce